CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card
Welcome Bonus
Up to 12,000 Points
Annual Fee
  • No annual fee
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)


Welcome Offer: Join and get up to $120 in value† for no annual fee.†

Get up to 12,000 Aventura points when you make your first purchase (up to $120 in travel value†)

Here’s how it adds up:
  • Get up to 12,000 Aventura Points (up to $120 in travel value†):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
    • 9,500 Aventura Points after you make your first purchase.
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $2 spent on all other purchases†
  • Save on gas with CIBC and Journie Rewards Link your CIBC Aventura® Visa* Card to Journie Rewards and use it to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount Up to 12,000 Points
Minimum Spending Required $1
Minimum Spending Timeframe (Months) 2 month(s)


Per dollar of purchases

All Spending 0.5 Point
Groceries 1 Point
Gas 1 Point
Dining and Food delivery 0.5 Point
Convenience Stores 0.5 Point
Drugstores 1 Point
Local Transport 0.5 Point
Travel 0.5 Point
Entertainment 0.5 Point
Recurring Payments 0.5 Point
Telecom/Internet 0.5 Point
Streaming services 0.5 Point
Online transactions 0.5 Point
Office Supplies 0.5 Point


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
4.2 Milesopedia Rating